Tell us about yourself and your background
I am the founder of ACCoin (ACCG). I have a background in building things that go against the grain of traditional finance. Based in Australia, alongside my team, I am creating what I believe could become one of the most influential fintech ecosystems: a suite of tools designed to reduce costs for both credit card users and merchants. And at the center of it all? The ACCG token. It’s about creating better options for people who are being hammered by interest and fees.
Tell us about ACCG
ACCG is not a typical blockchain play. It’s about creating systems that remove friction, ACCG Feature Article deliver savings, and prove that crypto can have real, usable value. “People want simple tools to save money. If crypto can do that, adoption will follow.” Cameron With fintech tools in development, partnerships underway, and a sharp eye on compliance, ACCG is moving steadily toward a future where crypto is more than hype-it’s a better way to pay.
What is your mission?
I created ACCG in 2021 with a simple but bold idea: to use blockchain to drive real-world utility-not speculation. From that idea, we are currently developing two flagship fintech platforms:
1. ACCGCresh – A manual “credit refresh” platform that helps users avoid paying 18-22% interest on their credit card debt. Users can choose to refresh their debt around every 45 to 55 days (based on their card’s interest-free period), repaying the balance before interest is charged. They then re-draw on the card, avoiding compounding interest and improving their credit score.
2. ACCGPay – A cost-efficient, crypto-powered EFTPOS and digital payments solution that uses a fiat -> ACCG -> fiat flow to reduce merchant processing fees to as low as 0.8-0.9%. For large-volume retailers and franchises, this could mean substantial savings compared to traditional processors. These products are being built to run seamlessly on the ACCG token, which is already listed on the Koinpark exchange. The goal is to drive real transaction volume-on actual consumer use cases
Tell us about the ACCG token
The ACCG token is the native utility token of the Australian Crypto Coin ecosystem. It underpins a range of real-world fintech tools designed to save users money and give crypto real utility beyond speculation.
Rather than creating a token with vague aspirations or hype-driven appeal, we have built ACCG to solve many real-world problems-especially those related to credit card interest and payment processing fees.
The token will power our two flagship fintech platforms:
– **ACCGCresh**: Helps consumers reduce credit card interest through a refresh model.
– **ACCGPay**: A crypto-powered EFTPOS and merchant payment platform offering transaction fees as low as 0.8-0.9%.
We aim to integrate ACCG into everyday use cases, including real estate, retail, vehicles, utilities, and more. We’re also working on issuing a low-interest credit card backed by lending and settlement partners, tied into the ACCG token’s transaction flow.
We’re targeting listings on top 5 global crypto exchanges, with the view that they can also benefit from the onramp/offramp volume generated-especially at our proposed 0.2% fee structure, which undercuts traditional payment processors and banks.
Ultimately, the ACCG token exists to prove that crypto can deliver meaningful cost savings and practical financial tools in people’s everyday lives.
What inspired you to create the ACCG token?
It’s about creating better options for people who are being hammered by interest and fees.
What sets you apart from your competitors in the marketplace?
ACCG is not a typical blockchain play. It’s about creating systems that remove friction, deliver savings, and prove that crypto can have real, usable value. People want simple tools to save money. If crypto can do that, adoption will follow.
With fintech tools in development, partnerships underway, and a sharp eye on compliance, ACCG is moving steadily toward a future where crypto is more than hype-it’s a better way to pay.
What has been your biggest success so far?
We’ve successfully listed the ACCG token on Koinpark, generated significant global interest, and developed a strategic roadmap to target multi-billion dollar segments of consumer finance. We are also interested in listing on top 5 exchanges globally, which would benefit those platforms by capturing onramp and offramp fees.
What interesting features are you currently developing?
We are preparing to launch a low-interest credit card, backed by lending partners and underwriters, to switch customers away from cards that charge 18-25% per year. The ACCG-backed card will aim for a rate of just 10-12% per annum, saving thousands per user and improving debt outcomes. Why pay 20% when we can bring it down to nearly half? This card will pair perfectly with the ACCGCresh system, making the ecosystem even more powerful for debt-conscious consumers.
How are you growing the company? What will partnerships mean for your global strategy?
To grow ACCG globally, we are now seeking:
– Crypto-backed lenders open to using ACCG as collateral ACCG Feature Article
– Credit card underwriters and funding partners for the new low-interest card
– Partnerships with payment gateways, on-ramps, and off-ramps with ultra-low fees
– Crypto-friendly banks that can support their growth even while based in Australia.
What are your goals for the ACCG token?
The goal is clear: once licensing and regulatory approvals such as AFSL and ACL are finalized, ACCG intends to create real utility for its token. I am actively looking to partner with:
– Real estate developers who will accept ACCG as partial/full payment
– Auto dealerships willing to trial crypto payments
– Grocery and food retailers, including independents and supermarket chains
– Utility providers (electricity, water, gas)
– Council and local governments willing to trial rate payments in ACCG
Where do you see your business in 5 years?
As a globally recognised fintech brand. Our goal is for ACCG to be accepted like any other currency-in real estate, retail, transport, utilities, and beyond.
What advice would you give to other entrepreneurs starting out?
Have a clear vision and never stop pushing. Partnerships, persistence, and solving real problems are more important than hype.
Where can readers find out more?
Facebook: https://www.facebook.com/accoinaus
LinkedIn: https://www.linkedin.com/company/australian-crypto-coin/
X (Twitter): https://x.com/AccoinCrypto
To learn more, visit www.accoin.com.au
